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The Roofing Certificate form is an essential document for homeowners in Texas seeking to lower their residential insurance premiums. By completing this form, property owners can certify that their roof has been installed according to specific standards, which may lead to significant savings on insurance costs. This certificate requires detailed information, including the roofing company’s name, address, and license number, as well as the homeowner’s details. Importantly, it also mandates that the roofing installation complies with the Underwriters’ Laboratory Standard 2218, which assesses the impact resistance of roofing materials. Homeowners must ensure that the roofing company provides the necessary certifications regarding the materials used, including their classification and labeling. This form not only serves as a proof of compliance but also protects homeowners from potential misrepresentations. It is crucial for homeowners to retain a copy of the completed form while another is submitted to their insurance company, reinforcing the importance of accurate documentation in the insurance process.

Document Specifics

Fact Name Description
Purpose This form allows homeowners to obtain a reduction in their residential insurance premium.
Governing Body The Texas Department of Insurance oversees the Roofing Certificate form.
Impact Resistance The roof covering must comply with Underwriters’ Laboratory Standard 2218 for impact resistance.
Classification Levels The roof covering can be classified as Class 1, Class 2, Class 3, or Class 4 based on its impact resistance.
Homeowner Notification Homeowners must be informed that the completion of this certificate is necessary for premium reduction.
Signature Requirement An authorized representative of the roofing company must sign the form to validate it.
Labeling Requirement Each roofing product must be labeled with the U.L. classification and manufacturer details.
Retention of Copies One copy of the form must be retained by the homeowner, and another copy sent to the insurance company.
Fraud Warning Intentional misrepresentation on this form is considered fraud and has legal consequences.
Contact Information The form includes contact details for the Texas Department of Insurance for further inquiries.

Similar forms

The Roofing Certificate form serves a specific purpose in the realm of residential insurance, particularly in Texas. Several other documents share similarities with this form, each playing a role in the insurance or construction process. Below is a list of eight such documents:

  • Certificate of Insurance: This document verifies that an insurance policy is in place for a particular project or business. Like the Roofing Certificate, it provides assurance to homeowners and insurers regarding coverage and compliance.
  • Homeowner's Insurance Policy: This is the primary document that outlines the terms of coverage for a homeowner. Similar to the Roofing Certificate, it can provide premium reductions based on specific improvements or installations.
  • Building Permit: A building permit is required for most construction projects. It ensures that the work meets local codes and standards, just as the Roofing Certificate ensures compliance with manufacturer specifications.
  • Inspection Report: An inspection report details the findings of a professional assessment of a property. Both documents aim to provide evidence of compliance and quality, assuring homeowners and insurers alike.
  • Warranty Certificate: This document guarantees the quality and longevity of materials or workmanship. Similar to the Roofing Certificate, it offers protection and assurance to the homeowner regarding the installation's reliability.
  • Horse Bill of Sale Form: When buying or selling a horse, it's important to utilize the thorough Horse Bill of Sale documentation to ensure a clear and legally binding transfer of ownership.
  • Contractor's License: A contractor's license verifies that a roofing company is qualified to perform the work. Like the Roofing Certificate, it serves to protect homeowners by ensuring that they hire competent professionals.
  • Manufacturer's Installation Instructions: These instructions provide guidelines on how to properly install roofing materials. They align with the Roofing Certificate in that both emphasize adherence to manufacturer specifications.
  • Claim Form for Insurance Benefits: This form is used to request benefits from an insurance policy. It shares a similar purpose with the Roofing Certificate, as both are crucial for homeowners seeking financial relief or reductions in premiums.

Roofing Certificate Example

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NOTICE TO HOMEOWNER: Completion of this certificate will entitle you to a credit on your residential insurance premium. This form is solely for the purpose of enabling residential property owners to obtain a credit on their residential insurance premium and it is not to be construed as any type of express or implied warranty by the manufacturer, supplier or installer.

Roofing Installation Certification

Name of Roofing Company

Street Address

City, State, Zip

PhoneLicense # (if any)

Address of Residence (Installer must complete the following information before signing form.)

Name of Owner

 

Home Phone

 

 

Address

 

 

 

Work Phone

 

 

City, State, Zip

 

 

 

 

 

 

I,

 

 

, an authorized representative of

 

 

 

 

 

 

 

Print Name of Representative

 

 

 

 

 

 

, do hereby certify that

 

 

 

 

 

 

 

 

 

 

 

Print Name of Roofing Company

I have installed in accordance with the manufacturer's specifications on the above described residence a roof covering listed as complying with Underwriters' Laboratory Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials with an impact resistance classification of:

Class 1

Class 2

 

Class 3

Class 4

Manufacturer's Name

 

 

Brand Name

 

 

 

Year Manufactured

 

 

 

Date of Installation

 

 

 

 

 

 

 

 

 

 

 

The roof covering installed on this residence meets one of the following requirements:

The roof covering product packaging indicates the U.L. Classification under U.L. Standard 2218, the manufacturer's name, the date of manufacture, and the brand name. A label from the packaging has been supplied to the owner of the residence; or

The metal roof covering is 26 gauge or thicker material, and is installed over solid underlayment.

 

 

 

 

 

Original Signature of Roofing Company's Authorized Representative

 

Date

 

 

 

 

 

Policyholder's Signature

 

Date

 

One copy for Insurance Company

 

Second Copy to Policyholder

OFB 8350 09-12

 

 

 

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Understanding Roofing Certificate

What is the purpose of the Roofing Certificate form?

The Roofing Certificate form is designed to help homeowners obtain a reduction in their residential insurance premiums. By completing this form, homeowners can certify that their roof meets specific standards for impact resistance, which may lead to lower insurance costs.

Who is responsible for completing the form?

The roofing company that installs the roof is responsible for completing the form. An authorized representative of the roofing company must fill in the necessary details about the installation and certify that it complies with the manufacturer’s specifications and Underwriters’ Laboratory Standard 2218.

What information is required on the Roofing Certificate form?

The form requires several pieces of information, including the name and address of the roofing company, the owner’s name and contact information, and details about the roof covering installed. This includes the impact resistance classification, manufacturer’s name, brand name, and the date of installation.

How does the certification affect my insurance premium?

By providing this certification to your insurance company, you may qualify for a reduction in your residential insurance premium. Insurance companies often offer discounts for homes with roofs that meet certain impact resistance standards, as they are considered to be less risky.

What happens if the information on the form is misrepresented?

Any intentional misrepresentation on the form is considered fraud. This could lead to serious consequences, including the denial of your insurance claim or cancellation of your policy. It is crucial to ensure that all information provided is accurate and truthful.

What should I do with the completed form?

Once the form is completed and signed by the roofing company’s authorized representative, you should keep one copy for your records. The second copy must be submitted to your insurance company to apply for the premium reduction.

Dos and Don'ts

Things You Should Do:

  • Ensure all information is accurate and complete before submitting the form.
  • Provide the correct name and contact information of the roofing company.
  • Include the U.L. classification and manufacturer details for the roofing materials.
  • Sign and date the form as the authorized representative of the roofing company.
  • Keep a copy of the completed form for your records.

Things You Shouldn't Do:

  • Do not leave any sections of the form blank; incomplete forms may delay processing.
  • Avoid providing false or misleading information, as this can be considered fraud.
  • Do not forget to label the roofing materials as required by the guidelines.
  • Never submit the form without the necessary signatures.
  • Do not ignore the requirement to send a copy to your insurance company.